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title: “About” subtitle: “Thinking about money, mobility, and the systems that shape both.”

The original idea was a more sophisticated version of FIRE: invest in Canadian markets, live somewhere with a dramatically lower cost of living, and design a life around freedom rather than accumulation for its own sake.

What this has become

The thinking has evolved. The site now covers three connected areas:

Capital markets and structured products. I work in structured notes and capital markets at an IIROC-registered dealer. Most of what gets sold to retail investors is an assembly of simpler instruments with a margin attached. I write about what’s actually inside those products, and when it makes sense to build your own.

Cross-border finance and asset mobility. Canada’s tax system — registered accounts, departure tax, foreign property reporting — is designed to keep capital domestic. Understanding that architecture is the first step to working within it intelligently. I write about the mechanics of moving money and yourself across borders without leaving value on the table.

Freedom and systems. The broader thesis: individuals should be free to move and live unconstrained, voting with their feet and their money. But freedom isn’t the absence of rules — it’s understanding the rules well enough to maximize your optionality within them.

Why “Financially Nomad”

Not because I’m a digital nomad in the lifestyle-brand sense. Because the core question — how do you build financial infrastructure that doesn’t require you to stay in one place, one job, one system — is one that matters to more people than the FIRE community has historically served.

If you work for a living, pay taxes in a country you weren’t born in, and think about money as a tool for autonomy rather than a scorecard, this site is for you.